UNITED REALTY GROUP
If it makes good sense to own to you, please contact me today!
Julia St. Marie, ABR, RRG, RSPS
BENEFITS OF HOME OWNERSHIP
OWN vs RENT
Weight the Scales and find out what is right for you.
~ Pride of ownership: Owning a home is often described as being part of the American Dream
~ Pay it off in full: Renting never pays off
~ Reduced expenses after paying off loan: Once a mortgage is paid off, housing expense is reduced to periodic taxes, insurance & maintenance
~ Interest rates are now low
~ Monthly rent does not increase
~ Appreciation: It is possible your home value could increase, giving you access to more equity
~Tax Benefits: Potential deductibility of mortgage interest and property taxes on you federal income tax
~ Forced Savings: Routinely putting money away for the house you own vs squandering it on new shoes or fancy meals.
~ Own taste: Can make your home to suite your own taste as you like [flooring, paint, wall paper, landscaping]
~ Stability: May be enhanced for families with children
~ Control: You can dictate who may live with you [pets, people] Landlords are obsolete
~ Can rent your space out: Potential second stream of income
~ No Landlord can kick you out: Nuff said